02 Apr 2012 | Text and photo by Martin H. S | Category: Car Ownership Advice
Practically everything in this present day and age that is of important value to someone comes with certain documents. For cars, there are two important documents you just can't be without, the BPKB and the STNK.
But first, the place to go. Any arrangements of either will require you to make a visit to the SAMSAT (Sistem Administrasi Manunggal Satu Atap). SAMSAT is a one roof administration system for motorised vehicles. It's usually found as part of city/regional-level police stations.
BPKB represents proof of ownership of a vehicle (certificate of ownership) and is issued by the National Police via the SAMSAT where the vehicle is registered. It comes as a book, handed down through the owners, and records the ownership history of a car - provided that a process called Mutasi/Balik Nama BPKB had been conducted by a particular owner along the line - coming down to the present owner. As with other proof of ownerships, it essentially gives you the peace of mind of knowing that you can prove your rights over the car should any problems arise, as well as allows you to perform any rightful activities deriving from an ownership, such as selling, leasing, using it as collateral, as well as any other form of business and/or personal arrangements that involves the car.
This particular document should be kept at a private, safe and/or trusted place, such as a bank's safe deposit box, or a personal safe or storage for valuables at your home or office. And we simply can't stress that last sentence enough, as the process to undergo in obtaining a new one in case of a lost or stolen BPKB will involve paper and radio-advertising, and the ever-present blasted form-filling routine, on top of the usual multiple visits, patience-testing bureaucracy and the heap load of fringe requirements to prepare (statements, letters, proof of this and that, and of course copies, etc.). Wouldn't you just want to avoid that?
STNK means that the vehicle has been duly registered, its tax has been duly paid, thus issued. Among others, it will contain a set of letters and numbers that is the vehicle's registration number, as well as an expiration date, both of which will constitute a car's license plate. STNK comes as a pair with the BPKB, has an annual levied tax and a 5-year expiration period.
Circumstances of car purchase
What, how and where you buy a car will put you in slightly different situations in respect to car documents.
For instance, if you're buying a car 'fresh-from-the-oven', i. e. from an authorised dealer, you're automatically the first owner. Hence, the BPKB will come directly registered under the buyer or the designated owner's name. You will usually also have the convenience of having the documents taken care of by the dealership, although you can always opt otherwise. Similarly, buying through a used car dealer may also save you from handling the documents yourself, as they will usually help you with that. This applies to both cash and credit car acquisitions of the above circumstances, but will usually cost additional administrative fees.
Customer to customer car acquisitions however come with certain pointers. A bit of an inconvenience may arise if the car is registered in a different city or region than your own. This especially regards the annual trip you will have to make in paying its taxes. For instance, if the vehicle is registered in Jakarta while you reside in Bogor, you will have to go back and forth between Bogor and Jakarta once a year to pay the car's annual tax. Hence, we suggest to avoid inter-city or region car purchases if to be personally-owned. Alternatively, arrange the Mutasi/Balik Nama BPKB process immediately after the purchase, so that future handlings of your car documents doesn't require you making trips to another city or region.
This takes us to a close. As mentioned in the opening, there will be future installments of the series. The second will be an article discussing more about the Mutasi/Balik Nama BPKB, which you have read about here. It essentially formalises the transfer of ownership of a car administratively.
So, stay with us!
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